Ford Finance
Clarity for the road ahead
Behind the wheel with confidence
Ford builds vehicles that stand up to tough challenges. But getting behind the wheel shouldn’t be one of them.
Whether you’re upgrading, switching models, or buying your first Ford, Ford Finance* is here to shorten
the distance between you and your next vehicle.
Steps to get behind the wheel
Estimate repayments
Shop for vehicles
Finance with clarity
Finance made for your needs
Benefits of choosing Ford Finance
Simple application process
From start to finish, you’ll have Ford Finance’s support in making the loan process as streamlined and transparent as possible.
Personalised rates
You can tailor your loan based on your budget, needs, and terms, potentially lowering payments or shortening the term of your repayment.
Loan terms that suit you
When deciding on a loan, loan term can be as short as 12 months and up to 7 years, as long as the age of the financed vehicle will not be older than 15 years by the end of the loan term (e.g. a loan over a 10-year-old car can only go up to 5 years).
Guaranteed future value
With guaranteed future value, you have choice with what you do with your vehicle at the end of your loan, whether you keep it, or trade it or return it to your Participating Ford Dealer (subject to program terms and conditions).
Service plan bundle
Ford Finance customers purchasing an MY25.25 Ranger, Everest and Raptor (and onwards) can bundle a pre-paid Ford service plan with the vehicle loan amount for a simple way to cover the cost of general servicing over the first 5 services over 5 years or 75,000km (restrictions and exclusions apply).^
Lower your monthly repayments
From the get-go, you can make an upfront payment or opt for a balloon payment which will reduce the monthly payments in the long run.
Added benefits for businesses
Possible tax benefits
Financing a business vehicle may offer tax benefits like depreciation, interest deductions, and GST credits. Consult a financial adviser or tax expert for advice.
Rideshare ready
Operating a taxi or rideshare business and need a vehicle on finance? Talk to your participating Ford Dealer about finance options available to suit your needs. Credit conditions apply.
Repayment Estimator
This tool empowers you to understand your estimated repayments, based on the loan options selected, so you can confidently plan your finances and get behind the wheel of your favourite Ford.